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Medical

Your Health Matters

Cigna Medical Plan Options

Choose from one of two medical plans to cover yourself and your dependents. All plans are through Cigna and include prescription coverage.

PPO Plan

With this PPO plan, you will:

  • Have the freedom to visit any In-Network physician without a referral needed
  • Have coverage for both In and Out of Network providers
  • Have preventive services covered at 100%
Services PPO Plan HSA Plan
 
Deductible $250 individual / $500 family $2,800 individual / $5,600 family
Annual Out-of-Pocket Maximum $2,500 individual / $5,000 family $3,500 individual /$ 7,000 family
Coinsurance 20% 0%
Primary Care Visits $25 Copay $35 Copay after Deductible
Preventive Care No Charge No Charge
Specialist Visits $50 Copay $50 Copay after Deductible
INpatient Visit 20% after Deductible 0% after Deductible
Outpatient Services 20% after Deductible 0% after Deductible
Emergency Room $Copay 0% after Deductible
Urgent Care $75 Copay $50 Copay after Deductible
Rx Retail    
Low Cost / Generic $10 Copay $20 Copay after Deductible
Preferred Brand $40 Copay $40 Copay after Deductible
Non-Preferred Brand $70 Copay $70 Copay after Deductible
Specialty 50% after Deductible 50% after Deductible
Rx Mail Order    
Generic $20 Copay $40 Copay after Deductible
Preferred Brand $80 Copay $80 Copay after Deductible
Non-Preferred Brand $140 Copay $140 Copay after Deductible
Specialty 50% after Deductible 50% after Deductible
Novacore
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